Adoptive Families Blog

How to Afford Adoption with a Loan from LightStream

Posted by Lifetime Adoption on April 23, 2018

All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

At Lifetime, we don't want finances to keep you from being able to adopt. We recognize that the cost of adoption is an obstacle for many families. Luckily, there's a wonderful resource available to help families offset fees to make adoption more affordable.

An adoption loan through LightStream can make it possible for you to realize your dream of adopting a baby or child. Any hopeful adoptive family looking for an affordable adoption is able to take advantage of LightStream's loan; you don't need to be a Lifetime client.

LightStream loans can be used to pay for any aspect of your adoption process. That means the loan can be used not only to pay adoption professionals but also for things like adoption travel, preparing your baby's nursery, and profile printing costs.

LightStream has created an affordable solution for families hoping to adopt. Keep reading to get information about their adoption loans, as well as how you can apply!

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Topics: how to afford adoption, adoption loan, adoption loans, LightStream adoption loan, Adoption Fees, afford to adopt

Why Do Adoption Agencies Charge Couples to Adopt?

Posted by Lifetime Adoption on March 3, 2016

Many couples who come to adoption, especially those who may have spent a lot of money and emotion on fertility treatments, are hesitant to spend money on adoption.  And many ask “Why isn’t adoption free?”

It seems like it should be simple…  A birth mother wants to place her baby, a couple wants to adopt a baby, it should take minimal effort, right?  The truth is that there is so much that goes on to make adoptions happen.  Here are a few things to keep in mind when you are wondering why adoption agencies have to charge parents for adoption services:

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Topics: Adoption Fees, cost of adopting

3 Reasons Your Family May Not Support Your Adoption

Posted by Lifetime Adoption on February 4, 2016

When starting the adoption process, most adoptive parents anticipate that their family will support them as if they were having a biological child.  And truth be told, most do. 

Sometimes, however, issues may pop up that leave you asking yourself “Do they really support me in this?”

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Topics: Relationships, Domestic Adoption, Adoption process, Adoption journey, Adoption Fees

How Can We Afford to Adopt?

Posted by Mardie Caldwell on September 22, 2015

Many families experience sticker shock after looking into adoption and stop right there. Yet many people make monthly payments for a car or even a home remodel. Your car may only last ten years, but your family is for a lifetime!

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Topics: Adoption Tips, Fundraising, Savings, Adoption Fees

Getting Started on the Road to Adoption

Posted by Lifetime Adoption on July 2, 2015

Once you’ve decided that adoption is the path you'll use to start your family, you're probably wondering how to start the process of adoption. Getting started can feel mind-boggling. Some of the questions on your mind may include: should we adopt through a facilitator or agency? Do we want an open adoption exchange with the birth parents? Can we afford to adopt? Here are some tips to help you discover the particulars of adopting a baby or child:

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Topics: Adoption Professionals, Adoption fundraising, Adoption Fees, adoption benefits

Resources to Fund the Cost of Adoption

Posted by Lifetime Adoption on June 10, 2014

Are you trying to adopt a baby or child, and need help with the adoption cost? Lifetime can help you find adoption financing resources and adoption loans! We can also assist you as you determine your adoption budget; it’s important that you remain honest with yourself about how much you can afford to budget, save, or pay back.

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Topics: Adopting a child, Adoption Fees

Simplify Your Life to Pay for Adoption

Posted by Lifetime Adoption on May 7, 2014

This time of year the talk of money, spending, saving, and finances is in the air. It’s no surprise that tax season brings up this topic and people dive into healthy spending plans and debt payment goals in hopes to free their lives up for something more. Perhaps the “something more” you have in mind is adding a child to your family through adoption, or increasing your family’s ability to provide once that child arrives.

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Topics: Adoption Fees

Learn How You Can Afford to Adopt!

Posted by Lifetime Adoption on March 7, 2014

In this short video, Lifetime Adoption's Founder (and adoptive mother) Mardie Caldwell shares about Lifetime's payment program to make affordable adoptions possible.

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Topics: Adoption Fees

Using Credit Card Rewards Programs Towards Your Adoption

Posted by Lifetime Adoption on February 11, 2014

Here’s a quick tip to finding the funds you need to adopt…get a “his” and “hers” credit card with a company that offers a rewards program. Two nationwide companies that offer this are Capital One (with their Venture card), and Wells Fargo.

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Topics: Adoption Tips, Adoption Fees

How Much Does an Adoption Home Study Cost?

Posted by Lifetime Adoption on February 4, 2014

Home study fees can vary considerably, depending on the state where you live. A home study for independent adoption is normally less than one for an agency adoption and averages about $2,000 across the United States. Some states, like Texas, have more affordable home studies, while New England states often run higher than the average.

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Topics: Adoption Fees